How to Get Your Real Estate License in Westmoreland, Tennessee

If you want to become a real estate agent in Westmoreland, Tennessee, you must obtain a Tennessee real estate license. Westmoreland does not issue a separate city real estate license; licensing is handled by the Tennessee Real Estate Commission, commonly called TREC. If you're ready to begin the licensing process, explore Leap Real Estate's Tennessee pre-licensing course to complete the required education online and prepare for the next steps toward becoming a Tennessee affiliate broker from Westmoreland.

The standard path to a Tennessee affiliate broker license includes:

Meeting Tennessee’s eligibility requirements.
Completing 60 hours of approved pre-license education.
Passing the Tennessee affiliate broker examination.
Completing the 30-hour Course for New Affiliates.
Completing electronic fingerprinting.
Obtaining errors and omissions insurance.
Selecting a Tennessee principal broker.
Submitting the initial license application through Tennessee’s CORE system.
Paying the required application and examination fees.

Does Westmoreland Require a Separate Real Estate License?

No. Real estate professionals in Westmoreland are licensed by the State of Tennessee through TREC rather than by the City of Westmoreland.

The same state licensing process applies whether an applicant lives in Westmoreland, Gallatin, Nashville, or another Tennessee community. Local governments may regulate matters such as business operations, zoning, signage, and taxes, but those local rules do not replace the Tennessee real estate license.

Tennessee’s real estate licensing laws and regulations are administered under Tennessee Code Annotated Title 62, Chapter 13. Applicants should verify current requirements directly with TREC because licensing rules, forms, and fees can change.

Tennessee Real Estate License Requirements

To apply for an initial Tennessee affiliate broker license, an applicant generally must:

Be at least 18 years old.
Have a high school diploma or equivalent.
Complete the required approved real estate education.
Pass the required portions of the PSI affiliate broker examination.
Complete the 30-hour Course for New Affiliates.
Submit the required application and supporting documents.
Complete electronic fingerprinting.
Provide proof of errors and omissions insurance.
Affiliate with a Tennessee-licensed principal broker.
Satisfy Tennessee’s eligibility and criminal-history requirements.

TREC identifies several documents that must accompany an affiliate broker application, including proof of high school graduation, proof of required education, the PSI examination application, proof of errors and omissions insurance, eligibility verification, and an electronic fingerprinting receipt.

A criminal conviction, disciplinary history, or other background issue does not necessarily determine the outcome of an application. However, applicants with potential eligibility concerns should contact TREC before paying for education or scheduling the examination. TREC may request additional documentation or review an application under applicable Tennessee law.

Required Tennessee Real Estate Education Hours

Tennessee requires two education components for an affiliate broker license:

60 hours of real estate principles and fundamentals completed before taking the licensing examination.
30 hours in the Course for New Affiliates completed before the license is issued.

This means the standard education path totals 90 hours.

The 60-hour principles course must be completed before the applicant can register for the examination. The approved school submits proof of completion to PSI, and the applicant receives a course certificate or letter that must be included with the license application.

The 30-hour Course for New Affiliates is a separate requirement. Its completion certificate or letter must also be submitted with the application before TREC issues the license.

Online Tennessee Real Estate Courses

An online course can be convenient for Westmoreland residents who want to study from home instead of commuting to a classroom in Nashville, Gallatin, or another market.

Before enrolling, confirm that the provider is approved for Tennessee licensing and that the program satisfies the required 60-hour principles and fundamentals course. Also determine whether the 30-hour Course for New Affiliates is included or must be purchased separately.

One online education option is this Tennessee real estate pre-licensing course.

When comparing programs, consider:

Tennessee approval status.
Whether the course includes the required 60-hour curriculum.
Whether the 30-hour Course for New Affiliates is included.
How course completion is reported to PSI and TREC.
Instructor access and student support.
Practice examinations and exam-preparation materials.
Course access deadlines.
Refund and cancellation policies.
Whether the course has a separate final examination.
Whether the provider explains the process for scheduling the state examination.

An online course does not eliminate the requirement to pass the PSI examination, complete fingerprinting, submit an application, obtain insurance, or affiliate with a principal broker.

For another overview of Tennessee education requirements, applicants can review this online real estate licensing course resource.

Step-by-Step Process for Getting Licensed

1. Confirm Your Eligibility

Before enrolling in a course, verify that you meet Tennessee’s age and education requirements. Applicants with convictions, license discipline, or other concerns should contact TREC about eligibility before proceeding.

2. Complete the 60-Hour Principles Course

Enroll with a TREC-approved education provider and complete the 60-hour real estate principles and fundamentals course.

The education provider must submit the required completion information to PSI. You should also keep the course certificate or completion letter for the application.

3. Become Eligible for the PSI Examination

PSI administers the Tennessee affiliate broker examination. The education provider submits an online application to PSI, which reviews the applicant’s eligibility for testing. Once approved, PSI provides instructions for paying for and scheduling the examination.

4. Schedule and Pass the Examination

Schedule the examination through PSI and pass the required state and national portions. Applicants should bring the required admission information and acceptable photo identification bearing a signature.

5. Complete the 30-Hour Course for New Affiliates

After completing the required education and examination steps, complete the 30-hour Course for New Affiliates if it has not already been completed.

Keep the certificate or letter of completion because it must be submitted with the license application.

6. Choose a Principal Broker

An affiliate broker must work under the supervision of a Tennessee principal broker. Before applying, interview brokerages and compare:

Training and mentorship.
Commission splits.
Transaction and technology fees.
Marketing requirements.
Lead distribution.
Errors and omissions insurance coverage.
Office and supervision policies.
Electronic-signature and transaction-management systems.
Geographic coverage in and around Westmoreland.
Expectations for association membership and business expenses.

The PSI examination application must be signed by the principal broker, and the license application must include proof of errors and omissions insurance.

7. Complete Electronic Fingerprinting

Tennessee requires fingerprinting for initial real estate license applications. Tennessee residents generally schedule an appointment through IdentoGO. The fingerprints are transmitted for processing by the Tennessee Bureau of Investigation and the Federal Bureau of Investigation.

TREC currently identifies the following information for real estate applicants:

Service code: 28TZ99
ORI number: TN920784Z
Fingerprint provider: IdentoGO
Telephone: 855-266-2937

Applicants must submit the fingerprint receipt and correct ORI information with the license application. Fingerprinting is part of the background-check process; it does not itself create a real estate license or authorize real estate activity.

8. Submit the Application Through CORE

TREC directs applicants to complete the initial affiliate broker application online through Tennessee’s CORE licensing system. The application should include the required documents and payment.

Before submitting, confirm that:

Your name is consistent on your identification, education records, examination records, and application.
The 60-hour course certificate is available.
The 30-hour Course for New Affiliates certificate is available.
The PSI examination application has been signed by the principal broker.
Proof of errors and omissions insurance is included.
The fingerprint receipt has the correct service and ORI information.
The eligibility verification form is complete.
All required application fees are paid.

Do not advertise or perform activities requiring a Tennessee real estate license until the license has been issued and the required brokerage affiliation is in place.

Tennessee Affiliate Broker Examination

PSI administers the Tennessee affiliate broker examination for TREC. The examination includes state and national portions.

The current PSI fee schedule lists the following affiliate broker examination fees:

Full examination: $63
Tennessee state portion: $26
National portion: $37

Applicants should verify fees and testing procedures with PSI before scheduling because testing policies can be updated.

A practical study plan includes:

Reviewing national real estate principles.
Studying Tennessee license law and commission rules.
Reviewing agency relationships, contracts, disclosures, and escrow concepts.
Taking timed practice examinations.
Studying missed questions and weak subject areas.
Scheduling the examination soon after completing the 60-hour course.
Confirming identification and admission requirements before test day.

If you do not pass one or more required portions, follow PSI and TREC instructions for retesting. The examination fee and retesting rules should be confirmed through the current PSI candidate information.

Tennessee Real Estate License Costs

TREC currently lists the initial affiliate broker application fee as $91. PSI lists the full affiliate broker examination fee as $63.

The total cost of becoming licensed may also include:

The 60-hour pre-license course.
The 30-hour Course for New Affiliates, if sold separately.
Textbooks and digital study materials.
Fingerprinting and background-check processing.
Travel to a testing center.
Errors and omissions insurance.
Brokerage onboarding charges.
Association membership.
Multiple-listing-service access.
Technology, transaction, marketing, and transportation expenses.

TREC lists a $75 renewal fee every two years for a licensee or firm. Course tuition, fingerprinting charges, insurance, brokerage fees, and business expenses are not necessarily included in the state application or examination fees.

How Long Does It Take to Get a Tennessee Real Estate License?

There is no single processing time that applies to every affiliate broker application. The timeline depends on:

How quickly you complete the 60-hour course.
The provider’s submission of education information to PSI.
Examination availability.
Whether you pass the required examination portions.
Fingerprint processing.
The completeness of your application.
Principal broker signatures and insurance documentation.
Whether TREC requests additional information.

A typical sequence is:

Complete the 60-hour principles course.
Wait for the education provider to submit eligibility information to PSI.
Schedule and pass the examination.
Complete the 30-hour Course for New Affiliates.
Select a principal broker.
Obtain proof of errors and omissions insurance.
Complete electronic fingerprinting.
Submit the application through CORE.
Respond promptly to any TREC request.
Begin licensed activities only after issuance and affiliation.

Applicants should avoid relying on an advertised “guaranteed” licensing timeline. A complete application and prompt responses can help prevent avoidable delays, but TREC controls the final licensing process.

Sponsoring Broker Requirements

Tennessee affiliate brokers do not operate independently as principal brokers. An affiliate broker must be affiliated with a licensed Tennessee firm and work under a principal broker.

A Tennessee real estate firm must have a principal broker and provide the required structure and facilities for affiliated licensees.

When evaluating a Westmoreland-area brokerage, ask:

Who provides day-to-day supervision?
Is formal training available?
How are leads assigned?
What is the commission split?
Are there monthly, desk, transaction, technology, or marketing fees?
Does the firm provide errors and omissions insurance?
What counties and communities does the firm serve?
Are agents expected to join a REALTOR® association?
What transaction-management software is provided?
How are new agents supported during their first transactions?
Can the firm support rural, land, farm, residential, and investment transactions?

A brokerage located outside Westmoreland may still be appropriate if it is licensed in Tennessee and provides adequate supervision, training, and support in the local market.

Post-License Education

The 30-hour Course for New Affiliates must be completed before an affiliate broker license is issued. It is not a substitute for future continuing education.

After receiving a license, monitor TREC’s current renewal and education instructions. Requirements can depend on license type, renewal period, and whether a licensee has completed applicable post-license education.

Keep copies of all education certificates and check that completed courses are properly reported to the state’s designated education-record system.

Tennessee Continuing Education

Tennessee requires licensees to complete continuing education to maintain an active license. After applicable post-license requirements have been satisfied, TREC identifies a 16-hour continuing education requirement during each two-year renewal period, including:

A six-hour TREC CORE course.
Ten elective hours.

Licensees remain responsible for confirming their individual education status and completing all required hours before renewal. Course providers generally report completed education, but licensees should review their records rather than assume that every course was posted correctly.

Failure to complete required education can affect renewal or the ability to maintain an active license.

Potential Earnings for Real Estate Agents in Westmoreland

Real estate income is not guaranteed and should not be treated as a fixed salary. Earnings may depend on:

The number of completed transactions.
Property prices and transaction volume.
Commission agreements.
Brokerage splits.
Business expenses.
Market conditions.
Lead generation and client referrals.
Whether the agent works full-time or part-time.

Authoritative city-level earnings statistics specifically for Westmoreland may not be available. For that reason, a precise Westmoreland salary figure should not be presented as fact.

Prospective agents can compare broader Tennessee occupational data with local information such as listing activity, property types, median prices, transaction volume, and brokerage compensation plans. New agents should also budget for uneven income because commissions are generally paid when transactions close, not merely because an individual holds a license.

Potential expenses may include:

Education and licensing fees.
Transportation.
Marketing and advertising.
Association and MLS expenses.
Technology.
Insurance.
Taxes.
Client entertainment and communication.
Brokerage and transaction fees.

Career Opportunities in Westmoreland

A Tennessee affiliate broker working in or around Westmoreland may pursue opportunities in:

Residential buyer representation.
Residential listing representation.
Land and acreage sales.
Farm and rural-property transactions.
New-construction sales.
Relocation assistance.
Leasing and rental representation.
Property management, when properly licensed and structured.
Commercial real estate after gaining relevant experience.
Referral business with agents in other Tennessee markets.
Future advancement to principal broker.

Agents serving Westmoreland may benefit from understanding:

Rural property characteristics.
Land access and road frontage.
Septic and utility considerations.
Well and water issues.
Agricultural and recreational land.
Financing for rural properties.
Commuting patterns.
County-level market differences.
Local development and construction activity.

These are market considerations rather than additional Westmoreland licensing requirements.

Becoming a Tennessee Real Estate Broker Later

A Tennessee broker license is a separate level of licensure. It is not required to begin working as an affiliate broker.

For broker applicants licensed as affiliate brokers after May 12, 1988, TREC generally requires 36 months of active affiliate broker experience. A candidate with a baccalaureate degree majoring in real estate may qualify under a separate 24-month experience standard.

Broker candidates must also complete 120 classroom hours of approved real estate education, including a 30-hour Office/Broker Management course.

The broker path may be appropriate for professionals who want to supervise licensees, operate a brokerage, or take on broader managerial responsibility.

Tennessee Real Estate License Checklist

Use this checklist when planning your Westmoreland licensing process:

Confirm that you meet Tennessee’s eligibility requirements.
Complete 60 hours of approved real estate principles and fundamentals education.
Confirm that the education provider submitted eligibility information to PSI.
Schedule and pass the affiliate broker examination.
Complete the 30-hour Course for New Affiliates.
Select a Tennessee principal broker.
Obtain proof of errors and omissions insurance.
Complete electronic fingerprinting through IdentoGO.
Gather proof of high school graduation.
Gather both education completion certificates.
Complete the eligibility verification form.
Obtain the principal broker’s signature where required.
Submit the application through CORE.
Pay the $91 initial affiliate broker application fee.
Monitor the application for requests from TREC.
Complete required continuing education before renewal.
Keep your license affiliated with an active Tennessee firm.

Frequently Asked Questions

Is a Westmoreland real estate license different from a Tennessee license?

No. Tennessee regulates real estate licensing at the state level through TREC. Westmoreland does not issue a separate city real estate license.

How many hours of education are required?

Applicants generally need 60 hours of approved principles and fundamentals education before the examination and a separate 30-hour Course for New Affiliates before the license is issued.

Can I complete the education online?

Online education may be available, but the provider and course must satisfy Tennessee’s approval requirements. Confirm the course details before enrolling.

How much is the Tennessee affiliate broker application?

TREC currently lists the initial affiliate broker application fee as $91.

How much is the Tennessee real estate examination?

PSI currently lists the full affiliate broker examination fee as $63, with separate state and national portions priced at $26 and $37.

Are fingerprints required?

Yes. Tennessee requires electronic fingerprinting for initial real estate license applications. Tennessee residents generally use IdentoGO, with fingerprints transmitted for state and federal background processing.

Can I work independently after passing the exam?

No. An affiliate broker must be affiliated with a licensed Tennessee firm and work under a principal broker.

Does Tennessee offer reciprocal licensing?

TREC currently states that Tennessee does not offer a reciprocal license. Applicants licensed in another state should contact TREC for instructions on eligibility and required documentation.

What continuing education is required?

After applicable post-license education, TREC identifies 16 hours of continuing education during each two-year renewal period, including a six-hour CORE course and ten elective hours.

Authoritative Sources