How to Get Your Real Estate License in Loudon, Tennessee

If you want to sell real estate in Loudon, Tennessee, you must obtain a Tennessee affiliate broker license through the Tennessee Real Estate Commission (TREC). Loudon does not issue a separate municipal real estate license for salespeople or affiliate brokers. If you're ready to begin the licensing process, explore Leap Real Estate's Tennessee pre-licensing course to complete the required education online and prepare for the next steps toward becoming a Tennessee affiliate broker from Loudon.

Tennessee’s licensing requirements apply throughout the state, including Loudon, Knoxville, Maryville, Oak Ridge, and other communities. After obtaining a license, you must affiliate with a Tennessee-licensed principal broker before performing activities that require a real estate license.

Is real estate licensing handled by Loudon?

No. Real estate licensing is regulated at the state level by TREC under Tennessee Code Title 62, Chapter 13.

Loudon County and the City of Loudon may have local requirements that affect operating a business—such as general business, zoning, signage, or tax rules—but those requirements are separate from obtaining a Tennessee real estate license. Confirm any local business requirements with the appropriate Loudon County or municipal office.

The entry-level Tennessee license for most people entering residential or commercial real estate is the affiliate broker license. An affiliate broker works under the supervision of a Tennessee-licensed principal broker.

Tennessee affiliate broker requirements

Applicants generally must:

Be at least 18 years old.
Have a high school diploma or equivalent.
Complete the required TREC-approved real estate education.
Pass the Tennessee affiliate broker examination administered by PSI.
Submit fingerprints for a state and federal background check.
Provide proof of errors and omissions insurance.
Complete the required eligibility verification.
Submit the required application and supporting documents through Tennessee’s CORE system.
Affiliate with a Tennessee-licensed principal broker.

TREC requires documentation such as proof of high school graduation, education completion, errors and omissions insurance, fingerprinting, examination results, and eligibility verification.

A criminal conviction or prior professional discipline does not automatically mean an applicant will be denied. However, applicants must answer application questions accurately and may need to provide court records, explanations, or other documentation. Applicants with concerns about prior convictions or disciplinary history should request an eligibility review from TREC before investing in education or examination fees.

Required Tennessee real estate education

Tennessee requires two separate education components for a new affiliate broker:

60 hours of real estate principles or fundamentals before taking the licensing examination.
30 hours in the Course for New Affiliates before the license is issued.

Together, these requirements total 90 hours of approved education.

The 60-hour principles course

The 60-hour course must be completed before registering for the affiliate broker examination. The education provider submits proof of completion to PSI, and the provider should also issue a course completion certificate or letter for the license application.

You cannot register for the examination until the education provider has submitted the required completion information to PSI.

The 30-hour Course for New Affiliates

The 30-hour Course for New Affiliates is separate from the 60-hour principles course. It must be completed before the license is issued, and the completion certificate or letter must be included with the license application.

Completing only the 60-hour course does not satisfy all initial education requirements.

Online real estate courses for Loudon residents

Tennessee publishes approved pre-licensing course and education-provider information. Before enrolling, confirm that both the provider and the course are approved for Tennessee affiliate broker licensing.

An online course may be convenient for Loudon residents who work full time, have family obligations, or prefer not to commute to a classroom. However, a general real estate course or an unapproved program may not satisfy TREC’s requirements.

For one online Tennessee pre-licensing option, review Leap Real Estate’s Tennessee pre-licensing course. Before purchasing, verify the provider’s current approval status, course format, completion procedures, exam preparation, technology requirements, and refund policy.

TREC states that education providers have up to 10 working days to submit an education roster. Allow additional time for the school to report completion before attempting to schedule the examination.

How to get a Tennessee real estate license in Loudon

1. Complete the 60-hour principles course

Enroll in a TREC-approved 60-hour principles or fundamentals course. Complete all required lessons, quizzes, exams, attendance verification, and other provider requirements.

Ask the school when it will submit your completion information to PSI. Keep your course completion certificate or letter for the license application.

2. Register for the PSI examination

PSI administers the Tennessee Real Estate Commission examinations. After the education provider reports your completion, PSI reviews your eligibility and sends instructions for paying for and scheduling the examination.

The current affiliate broker examination fees are:

Full examination: $63
State-only portion: $26
National-only portion: $37

The examination fee is separate from the TREC license application fee, education costs, fingerprinting costs, insurance costs, and any examination preparation expenses.

3. Pass the national and state examination portions

The affiliate broker examination covers both national real estate topics and Tennessee-specific laws and practices.

If you pass one portion but not the other, you may generally retake the portion that remains, subject to PSI and TREC rules. Confirm retesting procedures and fees directly with PSI before scheduling another attempt.

At the examination site, bring:

Your PSI admission notice.
A valid government-issued photo ID bearing your signature.

4. Complete the 30-hour Course for New Affiliates

Complete the 30-hour Course for New Affiliates before submitting the license application if you have not already completed it.

Obtain a completion certificate or letter from the education provider and include it with the application package.

5. Complete fingerprinting and the background check

TREC requires electronic fingerprinting for an initial real estate license application. Fingerprinting is a licensing requirement and is separate from the examination.

Tennessee residents generally schedule fingerprinting through IdentoGO. The fingerprints are transmitted to the Tennessee Bureau of Investigation and the Federal Bureau of Investigation.

TREC identifies the following information for Real Estate Commission fingerprinting:

ORI number: TN920784Z
Service code: 28TZ99

Fingerprinting fees can change and may depend on the service provider. Check the current amount when scheduling rather than relying on an outdated estimate.

A criminal record does not automatically disqualify an applicant, but incomplete or inaccurate disclosure can create licensing problems. If you are uncertain how to answer a background-history question, contact TREC or request an eligibility review.

6. Choose a sponsoring principal broker

An affiliate broker must be affiliated with and supervised by a Tennessee-licensed principal broker. You cannot independently conduct licensed brokerage activities without the required principal broker relationship.

Your principal broker typically provides:

Supervision and compliance oversight.
Brokerage policies and procedures.
Contract and transaction guidance.
Access to listing and transaction systems.
Training or mentorship.
Information about errors and omissions coverage.
Office, technology, and marketing support.

Interview several firms before choosing one. Compare:

Commission splits.
Transaction and administrative fees.
Monthly desk or technology fees.
Training and mentorship.
Lead-generation expectations.
Office, hybrid, and virtual-work policies.
Transaction coordination and compliance support.
Errors and omissions insurance arrangements.
Local activity in Loudon and nearby markets.

The principal broker must sign the PSI examination application, and the sponsoring firm or broker information must be included with the license application.

7. Submit the application through CORE

Complete the Initial Real Estate Affiliate Broker Application through Tennessee’s CORE online system.

TREC currently lists the initial affiliate broker application fee as $91.

The application package generally includes:

The PSI examination application signed by the principal broker.
Proof of passing the required examination portions.
Proof of the 60-hour principles course.
Proof of the 30-hour Course for New Affiliates.
Proof of high school graduation.
Proof of errors and omissions insurance.
The Eligibility for Entitlements Verification form.
The electronic fingerprinting receipt.
The required application fee.

TREC’s current application instructions control if document requirements change. Review the instructions carefully before submitting the application.

Tennessee real estate license costs

The following fees are published by TREC or PSI:

| Cost | Current amount or information |
|---|---:|
| Affiliate broker examination, full | $63 |
| State-only examination portion | $26 |
| National-only examination portion | $37 |
| Initial affiliate broker application | $91 |
| License and firm renewal every two years | $75 |
| Pre-licensing education | Varies by provider |
| Fingerprinting and background check | Verify current IdentoGO amount |
| Errors and omissions insurance | Varies by brokerage and coverage |
| Exam preparation | Varies by provider |
| Retesting | Verify current PSI fee and procedure |

The minimum examination and application fees do not represent the complete cost of becoming licensed. Budget for education, fingerprinting, insurance, transportation, study materials, retesting if necessary, association dues, technology, marketing, and brokerage-related expenses.

TREC lists license and firm renewal at $75 every two years. Late renewal and continuing-education penalties may apply when applicable.

How long does it take to get a Tennessee real estate license?

Tennessee does not guarantee one universal licensing timeline for every applicant. The total time depends on:

How quickly you complete the 60-hour course.
How soon the provider reports your education to PSI.
Examination appointment availability.
Whether you pass both examination portions on the first attempt.
Fingerprint and background-check processing.
How quickly you find a sponsoring broker.
Whether your application is complete.
Whether TREC requests additional information.

A typical sequence is:

Complete the 60-hour principles course.
Wait for the provider to report completion to PSI.
Register for and schedule the examination.
Pass the national and Tennessee portions.
Complete the 30-hour Course for New Affiliates.
Complete fingerprinting.
Select a sponsoring principal broker.
Gather supporting documents.
Submit the application through CORE.
Respond promptly to any TREC request.

PSI states that the examination fee is valid for one year, and applicants must apply for the license within one year after passing all required examination portions. Missing documents, delayed education reporting, background-check issues, or an unsuccessful examination attempt can extend the process.

Post-license education

The 30-hour Course for New Affiliates is the required initial post-license education component for a new affiliate broker. It must be completed before the license is issued.

This course is not the same as continuing education. TREC also states that pre-licensing courses cannot be used as continuing education.

After licensure, maintain copies of course certificates and monitor TREC and CE Broker records for renewal and education requirements.

Continuing education requirements

Continuing education requirements depend on the license type and applicable renewal cycle. Affiliate brokers should verify their current obligations through TREC and CE Broker before renewing.

TREC identifies a mandatory CORE course as part of the renewal education system. Education providers report completed hours to CE Broker, but licensees should still review their records and resolve reporting issues before the renewal deadline.

The broker continuing education requirement is different. TREC states that brokers licensed after January 1, 2005, must complete continuing education after satisfying the applicable post-broker education requirement. That requirement is 16 hours during each two-year renewal period, including:

Six hours of CORE education.
Ten elective hours.

Do not assume that education taken for initial licensure will satisfy renewal education. Confirm the current requirements for your license status and renewal period.

Upgrading from affiliate broker to Tennessee broker

A broker license is a later career step. It is not required to begin as an affiliate broker.

TREC generally requires broker applicants licensed as affiliate brokers after May 12, 1988, to have 36 months of active licensure. The experience requirement may be reduced to 24 months for an applicant with a bachelor’s degree majoring in real estate, subject to TREC rules.

Broker applicants must also complete 120 classroom hours of approved real estate education, including a 30-hour Office/Broker Management course.

Additional post-broker education requirements may apply. TREC states that brokers licensed after January 1, 2001, must complete 120 additional hours of commission-approved education before the applicable license milestone. Brokers licensed after January 1, 2005, must then satisfy the applicable continuing education requirements.

Because broker eligibility rules can be technical, review TREC’s current broker instructions before enrolling in broker education or scheduling the broker examination.

Potential earnings for real estate agents in Loudon

Authoritative city-level salary data specifically for real estate agents in Loudon may not be available. Real estate professionals are often compensated through commissions, so income can vary substantially from one person to another.

Income may depend on:

Number of closed transactions.
Purchase prices and transaction volume.
Commission agreements.
Brokerage splits and transaction fees.
Lead generation and repeat clients.
Market conditions.
Experience and specialization.
Full-time or part-time status.
Marketing, vehicle, technology, insurance, and association expenses.

Commission examples and national salary estimates are not guarantees of income in Loudon. Before joining a brokerage, ask for a complete explanation of splits, fees, commission advances, lead costs, training charges, and expected business expenses.

New agents should also plan for variable income and the possibility that several months may pass before the first closing.

Career opportunities around Loudon

A Tennessee affiliate broker based in Loudon may work in areas such as:

Residential home sales.
Buyer representation.
Listing services.
Relocation.
New construction.
Lake and waterfront property.
Rural land, farms, and acreage.
Retirement and second-home housing.
Investment and rental property.
Commercial real estate after obtaining suitable experience and training.

Loudon’s location may allow agents to serve clients in Loudon, nearby lake communities, and the broader Knoxville-area market. Agents may also work with buyers interested in rural properties, waterfront homes, new construction, relocation, and retirement housing.

These are potential practice areas, not guarantees of demand or income. Choose a sponsoring broker with strong compliance support and learn which activities require additional licensing, supervision, disclosures, or specialized expertise.

For another Tennessee education option, visit Leap Real Estate’s Tennessee pre-licensing page and compare the course with other TREC-approved providers before enrolling.

Common mistakes to avoid

Enrolling in a course that is not approved for Tennessee licensing.
Assuming the 60-hour course alone is enough to receive a license.
Failing to confirm that the education provider reported completion to PSI.
Waiting until the last minute to schedule fingerprinting.
Submitting an application without the principal broker’s signature.
Omitting proof of high school graduation.
Treating the examination fee as the total licensing cost.
Choosing a brokerage based only on its advertised commission split.
Failing to review brokerage fees and errors and omissions coverage.
Missing post-license or continuing education deadlines.
Providing incomplete or inaccurate criminal-history information.
Assuming Loudon issues a separate municipal real estate license.
Relying on outdated fee schedules or third-party licensing guides.

Tennessee real estate license checklist

Use this checklist to organize the process:

Confirm that you meet Tennessee’s basic eligibility requirements.
Select a TREC-approved 60-hour principles course.
Complete the 60-hour course.
Confirm that the provider reported completion to PSI.
Register for and schedule the PSI examination.
Pass the national and Tennessee examination portions.
Complete the 30-hour Course for New Affiliates.
Schedule electronic fingerprinting through IdentoGO.
Select a Tennessee principal broker and sponsoring firm.
Gather education, identification, graduation, insurance, fingerprint, and eligibility documents.
Complete the PSI examination application with the principal broker’s signature.
Submit the Initial Real Estate Affiliate Broker Application through CORE.
Pay the $91 application fee.
Track the application and respond to TREC requests.
Complete applicable continuing education before renewal.

Final takeaway

To get a real estate license in Loudon, Tennessee, complete Tennessee’s statewide affiliate broker licensing process. The process includes 60 hours of approved pre-licensing education, the PSI examination, the 30-hour Course for New Affiliates, fingerprinting, errors and omissions insurance, a sponsoring principal broker, and an application through TREC’s CORE system.

The current published fees include a $63 full affiliate broker examination fee and a $91 initial affiliate broker application fee. Education, fingerprinting, insurance, examination preparation, brokerage, and business expenses vary.

Review Leap Real Estate’s Tennessee pre-licensing course information, but confirm all requirements, fees, and procedures with TREC before enrolling, testing, or submitting an application.

Authoritative Sources

Is real estate licensing handled by Loudon?

No. Real estate licensing is regulated at the state level by TREC under Tennessee Code Title 62, Chapter 13.

Tennessee affiliate broker requirements

Applicants generally must:

Be at least 18 years old.
Have a high school diploma or equivalent.
Complete the required TREC-approved real estate education.
Pass the Tennessee affiliate broker examination administered by PSI.
Submit fingerprints for a state and federal background check.
Provide proof of errors and omissions insurance.
Complete the required eligibility verification.
Submit the required application and supporting documents through Tennessee’s CORE system.
Affiliate with a Tennessee-licensed principal broker.

TREC requires documentation such as proof of high school graduation, education completion, errors and omissions insurance, fingerprinting, examination results, and eligibility verification.