If you want to become a real estate agent in Jellico, Tennessee, you must obtain a Tennessee affiliate broker license. Tennessee does not issue a separate city-specific real estate license for Jellico. Licensing is handled statewide by the Tennessee Real Estate Commission (TREC), and applicants in Jellico follow the same process as applicants in Knoxville, Nashville, Chattanooga, or any other Tennessee community. If you're ready to begin the licensing process, explore Leap Real Estate's Tennessee pre-licensing course to complete the required education online and prepare for the next steps toward becoming a Tennessee affiliate broker from Jellico.

The process generally includes completing approved education, passing the Tennessee real estate examination, completing fingerprinting and a background review, securing errors and omissions insurance, affiliating with a sponsoring principal broker, and submitting an application through Tennessee’s CORE licensing system.

Is Real Estate Licensing Regulated by Jellico or Tennessee?

Real estate licensing in Jellico is regulated by the State of Tennessee through TREC under Tennessee’s real estate laws and rules. The City of Jellico does not issue a separate salesperson or real estate agent license.

Local requirements may still apply to business operations. Depending on how an agent operates, these may include ordinary business registration, advertising, zoning, tax, or signage requirements. Those local matters are separate from the Tennessee real estate license.

A Tennessee license authorizes an affiliate broker to practice under Tennessee law. It does not automatically authorize the licensee to represent clients in Kentucky or another state. Anyone handling transactions across the Tennessee-Kentucky border should verify the other state’s licensing requirements or use a properly structured referral arrangement.

Tennessee Affiliate Broker License Requirements

Tennessee’s entry-level real estate credential is the affiliate broker license. Applicants must meet education, examination, documentation, fingerprinting, insurance, and brokerage affiliation requirements.

TREC’s current requirements include:

• Complete 60 hours of approved education in real estate principles and fundamentals before taking the examination.
• Complete the 30-hour Course for New Affiliates before the license is issued.
• Pass the Tennessee affiliate broker examination administered by PSI.
• Provide proof of high school graduation or its equivalent.
• Submit proof of errors and omissions insurance.
• Complete the Eligibility for Entitlements Verification form.
• Submit an electronic fingerprinting receipt with TREC’s required ORI number.
• Submit the Initial Real Estate Affiliate Broker Application through CORE.
• Affiliate with a Tennessee-licensed firm and sponsoring principal broker.

In total, an applicant must complete 90 hours of approved pre-license education: 60 hours before the examination and 30 hours before the initial license is issued.

Required Tennessee Real Estate Education

60-hour principles and fundamentals course

The first course is a 60-hour approved program covering real estate principles and fundamentals. The education provider must submit proof of completion to PSI before the applicant can register for the examination.

The provider should also issue a certificate or letter of completion. Keep this document because it must be included with the license application.

30-hour Course for New Affiliates

The 30-hour Course for New Affiliates is separate from the 60-hour principles and fundamentals course. It must be completed before the affiliate broker license is issued, and the applicant must submit a certificate or letter of completion with the application.

Completing only the 60-hour course does not satisfy all initial affiliate broker education requirements.

Online Tennessee Real Estate Courses

Jellico applicants may choose an online or distance-learning program if the provider and course satisfy Tennessee’s approval requirements. TREC publishes approved pre-license course information and education resources for prospective licensees.

An online course may be convenient for someone who wants to study from home rather than travel to a classroom. Before enrolling, confirm that:

• The provider offers a Tennessee-approved 60-hour principles and fundamentals course.
• The provider offers the required 30-hour Course for New Affiliates.
• The delivery format meets Tennessee attendance, testing, and completion rules.
• The provider explains how course completion is reported to PSI.
• You will receive the certificates or letters required for the license application.
• Tuition, textbooks, exam preparation, and other materials are clearly identified.

Applicants can review Tennessee real estate pre-licensing education from Leap as one possible course option. Verify the current approval status, tuition, format, and included materials before purchasing.

TREC also warns that pre-license courses cannot be used as continuing-education courses, so applicants should distinguish initial licensing education from post-license and renewal education.

How to Get a Tennessee Real Estate License in Jellico

1. Confirm basic eligibility

Before enrolling, make sure you can document high school graduation or its equivalent and provide the information required for TREC’s eligibility review.

If you have a criminal conviction, prior professional discipline, or another potential eligibility issue, consider contacting TREC or a qualified Tennessee licensing attorney before committing to education or submitting an application.

2. Complete the 60-hour course

Finish the approved principles and fundamentals course. Ask the provider when it will send your completion information to PSI and when your certificate will be available.

Do not assume that completing the class immediately makes you eligible to schedule the examination. PSI must receive and approve the education information first.

3. Register for the PSI examination

PSI administers the Tennessee Real Estate Commission examination. After the education provider submits the required information and PSI approves eligibility, PSI provides instructions for paying for and scheduling the examination.

The affiliate broker examination includes:

• A national portion
• A Tennessee-specific state portion

Applicants should review the current PSI candidate information and examination instructions before scheduling.

4. Pass the examination

TREC’s current PSI examination fees are:

| Examination option | Fee |
|---|---:|
| Full affiliate broker examination | $63 |
| Tennessee state-only portion | $26 |
| National-only portion | $37 |

The examination fee is separate from the TREC license application fee. Examination fees are subject to PSI’s current policies regarding payment, scheduling, retesting, and refunds.

Bring the admission information and acceptable identification required by PSI to the testing appointment. If you do not pass one portion, review the current PSI and TREC retesting instructions before registering again.

5. Complete the 30-hour Course for New Affiliates

Complete the 30-hour Course for New Affiliates before the license is issued. Obtain the completion certificate or letter and keep it with the rest of your application records.

Some education providers may offer both required courses as part of a broader licensing package, but verify that each required course is separately identified and approved.

6. Choose a sponsoring principal broker

A Tennessee affiliate broker must be affiliated with a licensed firm and sponsored by a principal broker. The principal broker signs the PSI examination application and provides the brokerage affiliation required for the license application.

An affiliate broker is not an independent broker. New licensees generally conduct real estate activities under the supervision of their principal broker.

When comparing brokerages serving Jellico, Campbell County, and nearby markets, ask about:

• Commission splits
• Transaction and administrative fees
• Monthly desk or technology charges
• Training and mentorship
• Contract and transaction support
• Lead-generation programs
• Marketing resources
• Access to local and regional listings
• Expectations for working in Jellico and surrounding communities
• Policies for working with clients interested in Kentucky property

A brokerage’s compensation plan can substantially affect an agent’s actual income, so request a written explanation of all recurring and transaction-based charges.

7. Complete fingerprinting and the background review

Electronic fingerprinting is required for an initial Tennessee real estate license application. It is not required before sitting for the examination, but the fingerprint receipt must be submitted with the initial license application.

Applicants residing in Tennessee generally schedule fingerprinting through IdentoGO. The fingerprints are transmitted to the Tennessee Bureau of Investigation and the Federal Bureau of Investigation for processing.

Use the information specified by TREC when scheduling:

• Service code: 28TZ99
• TREC ORI number: TN920784Z

Applicants should bring the identification documents required by the fingerprinting provider and retain the receipt for the application.

Fingerprinting charges are paid separately to the fingerprinting provider. TREC’s published licensing fee schedule does not establish one universal total for fingerprint processing.

8. Obtain errors and omissions insurance

TREC requires proof of an errors and omissions insurance policy as part of the affiliate broker application.

Ask the sponsoring brokerage whether it provides coverage through a firm policy or whether the applicant must obtain individual coverage. Keep documentation showing the policy information required by TREC.

9. Submit the application through CORE

After passing the examination and completing the required education, submit the Initial Real Estate Affiliate Broker Application through Tennessee’s CORE system.

The application generally requires:

• PSI Examination Application signed by the principal broker
• Proof of high school graduation
• Proof of completion of the 60-hour course
• Proof of completion of the 30-hour Course for New Affiliates
• Proof of errors and omissions insurance
• Eligibility for Entitlements Verification form
• Electronic fingerprinting receipt
• Required application fee

The current initial affiliate broker application fee is $91.

Review every document before submitting the application. Missing broker signatures, education records, insurance information, or fingerprint receipts can delay processing.

Tennessee Real Estate License Costs

The total cost varies by applicant. In addition to state and examination fees, applicants may pay for education, fingerprinting, insurance, transportation, study materials, and brokerage-related expenses.

Current published TREC and PSI fees include:

| Expense | Current listed amount |
|---|---:|
| Initial affiliate broker application | $91 |
| Full affiliate broker examination | $63 |
| Tennessee state-only examination | $26 |
| National-only examination | $37 |
| Affiliate broker renewal every two years | $75 |

The following expenses may also apply:

• 60-hour pre-license course tuition
• 30-hour Course for New Affiliates tuition
• Fingerprinting and background-check processing
• Errors and omissions insurance
• Exam preparation materials
• Retesting
• Travel to a PSI testing location
• Brokerage fees
• REALTOR® association dues, if applicable
• Lockbox, technology, marketing, and advertising costs

TREC lists licensing fees but does not publish one guaranteed total cost for every applicant.

For course planning, applicants may compare Tennessee online pre-licensing options with other TREC-approved providers.

How Long Does It Take to Get a Tennessee Real Estate License?

Tennessee does not guarantee one fixed end-to-end processing time for every affiliate broker applicant. The timeline depends on the pace of education, the provider’s submission to PSI, examination availability, test results, fingerprint processing, broker coordination, and application completeness.

A typical sequence is:

1. Complete the 60-hour course.
2. Wait for the provider to submit education information to PSI.
3. Schedule and pass the examination.
4. Complete the 30-hour Course for New Affiliates.
5. Select a sponsoring principal broker.
6. Obtain errors and omissions insurance documentation.
7. Complete electronic fingerprinting.
8. Gather all supporting documents.
9. Submit the application and $91 fee through CORE.
10. Respond promptly if TREC requests additional information.

TREC states that education providers have 10 working days to submit education rosters. That provider-processing period is only one part of the overall timeline and does not represent a guaranteed license-approval date.

Background Issues and Eligibility Questions

Tennessee uses fingerprint-based processing as part of the initial licensing procedure. A criminal record does not by itself provide a complete answer about licensing eligibility. TREC may evaluate the circumstances and request additional documentation.

Answer all application questions accurately and disclose information requested by the Commission. Omissions or inaccurate statements can create additional licensing problems.

Anyone concerned about a conviction, disciplinary history, pending charge, bankruptcy-related issue, or another eligibility question should seek guidance from TREC or a Tennessee licensing attorney before applying.

Post-License Education

The 30-hour Course for New Affiliates is required before the initial affiliate broker license is issued. It is not the same as continuing education.

New licensees should track these requirements separately:

• The 30-hour Course for New Affiliates before initial issuance
• Continuing education required during the applicable renewal period
• Any additional education required for a later broker upgrade

TREC’s education resources should be checked before enrolling because approved courses and reporting procedures can change.

Continuing Education and License Renewal

TREC lists a $75 renewal fee every two years for a licensee or firm.

Continuing-education obligations depend on license category and licensing status. Licensees should confirm their individual requirements through TREC and ensure that course completions are properly reported.

For brokers licensed after January 1, 2005, TREC states that continuing education after the required post-broker education includes 16 hours during each two-year renewal period. Those 16 hours must include:

• A six-hour CORE course
• Ten elective hours

Renewal requirements can vary based on license type, transition status, and whether post-broker education has been completed. Do not rely solely on a course advertisement; verify the current requirements through TREC.

Late renewal can result in additional fees. TREC’s current fee information lists late-renewal charges of $50 per month for the first 120 days and $100 per month for days 121 through 365.

Upgrading to a Tennessee Broker License

An affiliate broker who later wants to operate at the broker level must satisfy additional education and active-license experience requirements.

TREC generally requires broker candidates to have:

• 36 months of active affiliate-broker licensure if licensed after May 12, 1988; or
• 24 months of active licensure if licensed on or before May 12, 1988; or
• 24 months of active licensure if the applicant holds a bachelor’s degree with a real estate major; and
• 120 classroom hours of approved real estate education, including a 30-hour Office/Broker Management course.

Broker applicants must also complete the broker examination and submit the required application materials. TREC states that brokers licensed after January 1, 2001, must complete 120 additional hours of Commission-approved education before the fourth anniversary of the broker license. After completing that requirement, brokers licensed after January 1, 2005, must meet the applicable continuing-education requirements.

Real Estate Career Opportunities in Jellico

A Tennessee affiliate broker license can support several real estate career paths in Jellico, Campbell County, and nearby Tennessee markets.

Potential opportunities include:

• Residential buyer representation
• Residential listing and seller representation
• Land and rural-property transactions
• Investment-property assistance
• Rental and property-management-related services, subject to applicable requirements
• Relocation assistance
• New-construction sales
• Small commercial-property transactions
• Referral business involving nearby Tennessee communities
• Client services for buyers comparing properties near the Tennessee-Kentucky border

Jellico’s position near the state line may create opportunities with clients considering properties in both Tennessee and Kentucky. However, a Tennessee license does not authorize a person to perform licensed real estate activity in Kentucky. Confirm the applicable Kentucky rules before marketing or negotiating a Kentucky transaction.

Career success depends on factors such as inventory, market conditions, pricing, prospecting, marketing, transaction knowledge, brokerage support, and the ability to build relationships in a smaller community.

Potential Earnings for Jellico Real Estate Agents

No reliable current city-level salary or earnings figure should be treated as a guaranteed income estimate for Jellico real estate agents. Real estate professionals are often paid through commissions, and earnings can vary significantly by transaction volume, property type, commission arrangements, market conditions, and brokerage expenses.

Before entering the field, budget for:

• Pre-license education
• Licensing and examination fees
• Fingerprinting
• Insurance
• Transportation
• Marketing
• Technology
• Association or MLS-related expenses
• Brokerage fees
• Periods without a closed transaction

Do not treat a school’s income projection as a promise of earnings. For a practical evaluation, compare current occupational information from the U.S. Bureau of Labor Statistics with written commission plans from brokerages serving Jellico and Campbell County. Ask about splits, transaction fees, monthly charges, lead costs, and production expectations.

Practical Tips for Jellico Applicants

• Confirm that each course is approved for Tennessee licensing education.
• Ask the provider when completion information will be sent to PSI.
• Keep copies of certificates, receipts, applications, and correspondence.
• Schedule fingerprinting through the process specified by TREC.
• Select a sponsoring principal broker before submitting the application.
• Confirm how the brokerage handles errors and omissions insurance.
• Budget for expenses beyond the state application and examination fees.
• Learn the Jellico, Campbell County, and surrounding-area markets.
• Verify licensing requirements before working with Kentucky property.
• Track the license expiration date and continuing-education obligations.
• Review current TREC instructions before relying on older fee or course information.

Tennessee Real Estate License Checklist

• Confirm high school graduation or equivalent documentation.
• Complete the approved 60-hour principles and fundamentals course.
• Ensure the provider submits education information to PSI.
• Register for the PSI affiliate broker examination.
• Pass the required national and Tennessee portions.
• Complete the 30-hour Course for New Affiliates.
• Choose a sponsoring principal broker.
• Obtain errors and omissions insurance documentation.
• Complete electronic fingerprinting through IdentoGO.
• Gather examination, education, eligibility, insurance, and fingerprint documents.
• Submit the Initial Real Estate Affiliate Broker Application through CORE.
• Pay the $91 application fee.
• Complete continuing education and renewal requirements after licensure.

Frequently Asked Questions

Does Jellico require its own real estate license?

No. Jellico does not issue a separate city-specific real estate license. Real estate licensing is regulated statewide by the Tennessee Real Estate Commission.

How many hours of education are required?

Applicants must complete 60 hours of approved principles and fundamentals education before the examination and a separate 30-hour Course for New Affiliates before the license is issued.

Can I take the Tennessee course online?

Yes, an online option may be used if the provider and course satisfy TREC’s current approval and delivery requirements. Confirm approval before enrolling.

How much is the Tennessee real estate license application?

The current initial affiliate broker application fee is $91. The PSI examination fee is separate and is currently $63 for the full examination.

Do I need a sponsoring broker?

Yes. An affiliate broker must be affiliated with a Tennessee-licensed firm and sponsored by a principal broker.

Are fingerprints required before the exam?

Fingerprinting is required for the initial license application, but it is not required to sit for the examination.

Can a Tennessee license be used in Kentucky?

No. A Tennessee license does not automatically authorize licensed real estate activity in Kentucky. Verify Kentucky licensing or referral requirements before working across the state line.

How often must the license be renewed?

TREC lists a two-year renewal cycle for affiliate brokers and a $75 renewal fee. Continuing-education requirements should be verified for the specific license status.

Authoritative Sources

• Tennessee Real Estate Commission — Affiliate Broker License Requirements
• Tennessee Real Estate Commission — How to Get a License
• Tennessee Real Estate Commission — Education Courses and Providers
• Tennessee Real Estate Commission — PSI and Exam Information
• Tennessee Real Estate Commission — Real Estate Commission Fees
• Tennessee Real Estate Commission — Electronic Fingerprint Submission Instructions
• Tennessee Real Estate Commission — Broker Licensure Requirements
• Tennessee Real Estate Commission — Renewal, Reciprocity, and Other Resources
• Leap Real Estate Education — Tennessee Pre-Licensing